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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,931 | $110,337-83.7% | $102,383-82.5% | $145,877-87.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.41% | 24.83%-18.4pp | 24.94%-18.5pp | 551.28%-544.9pp |
| Employer contribution / active EE | $0 | $4,216-100.0% | $3,870-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,347 | $5,621+12.9% | $5,060+25.4% | $6,691-5.1% |
| Admin fee / account holder | $1,259 | $9,750-87.1% | $8,391-85.0% | $13,402-90.6% |