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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,010 | $183,516+56.9% | $155,534+85.2% | $145,884+97.4% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 23.31% | 61.43%-38.1pp | 64.92%-41.6pp | 551.85%-528.5pp |
| Employer contribution / active EE | $1,678 | $5,315-68.4% | $4,675-64.1% | $4,662-64.0% |
| Participant deferral / active EE | $4,564 | $6,467-29.4% | $5,630-18.9% | $6,690-31.8% |
| Admin fee / account holder | $11,146 | $19,293-42.2% | $15,900-29.9% | $13,392-16.8% |