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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,010 | $183,592+56.9% | $155,574+85.1% | $145,877+97.4% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 23.31% | 61.37%-38.1pp | 64.87%-41.6pp | 551.28%-528.0pp |
| Employer contribution / active EE | $1,678 | $5,317-68.4% | $4,676-64.1% | $4,663-64.0% |
| Participant deferral / active EE | $4,564 | $6,466-29.4% | $5,629-18.9% | $6,691-31.8% |
| Admin fee / account holder | $11,146 | $19,316-42.3% | $15,914-30.0% | $13,402-16.8% |