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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,731 | $162,136-62.5% | $152,301-60.1% | $154,746-60.8% |
| Participation rate | 53.8% | 84.1%-30.3pp | 82.4%-28.6pp | 80.7%-26.9pp |
| Annual return | 24.66% | 91.02%-66.4pp | 80.50%-55.8pp | 172.34%-147.7pp |
| Employer contribution / active EE | $2,489 | $4,890-49.1% | $4,624-46.2% | $4,379-43.2% |
| Participant deferral / active EE | $8,379 | $8,341+0.5% | $8,004+4.7% | $6,730+24.5% |
| Admin fee / account holder | $236 | $15,759-98.5% | $14,398-98.4% | $14,365-98.4% |