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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,374 | $148,629-63.4% | $135,982-60.0% | $139,487-61.0% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 31.68% | 79.33%-47.6pp | 68.32%-36.6pp | 373.84%-342.2pp |
| Employer contribution / active EE | $3,519 | $5,247-32.9% | $4,859-27.6% | $4,755-26.0% |
| Participant deferral / active EE | $6,351 | $8,102-21.6% | $7,760-18.2% | $6,713-5.4% |
| Admin fee / account holder | $765 | $12,406-93.8% | $10,767-92.9% | $11,407-93.3% |