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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC3 years Service code 27 · EIN 22-3570392 | Advisory (Plan) | $27,650 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$58,570 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,549 | $106,110-10.0% | $147,005-35.0% | $77,671+23.0% |
| Participation rate | 95.8% | 78.4%+17.4pp | 82.2%+13.6pp | 70.6%+25.2pp |
| Annual return | 20.34% | 56.77%-36.4pp | 418.76%-398.4pp | 31.21%-10.9pp |
| Employer contribution / active EE | $3,507 | $4,065-13.7% | $4,934-28.9% | $2,726+28.6% |
| Participant deferral / active EE | $12,895 | $7,992+61.4% | $8,070+59.8% | $4,648+177.4% |
| Admin fee / account holder | -$30 | $338-108.8% | $13,006-100.2% | $430-106.9% |