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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $172,339 |
MMA SECURITIES LLC7 years Service code 49 · EIN 22-3570392 | Other Services | $63,062 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,659 | $92,076-35.2% | $105,607-43.5% | $77,736-23.3% |
| Participation rate | 99.0% | 81.0%+17.9pp | 75.3%+23.7pp | 70.6%+28.4pp |
| Annual return | 16.24% | 17.84%-1.6pp | 116.11%-99.9pp | 31.26%-15.0pp |
| Employer contribution / active EE | $2,785 | $3,370-17.4% | $3,167-12.1% | $2,728+2.1% |
| Participant deferral / active EE | $7,570 | $5,390+40.5% | $5,011+51.1% | $4,651+62.8% |
| Admin fee / account holder | $239 | $219+9.3% | $10,958-97.8% | $433-44.8% |