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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,411 | $106,280+102.7% | $96,538+123.1% | $139,487+54.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 5.79% | 38.48%-32.7pp | 35.74%-30.0pp | 373.84%-368.1pp |
| Employer contribution / active EE | $8,618 | $4,107+109.8% | $3,740+130.4% | $4,755+81.2% |
| Participant deferral / active EE | $4,286 | $5,457-21.5% | $4,880-12.2% | $6,713-36.2% |
| Admin fee / account holder | $1,920 | $7,888-75.7% | $6,737-71.5% | $11,407-83.2% |