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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,688 | $110,551+20.0% | $80,741+64.3% | $167,536-20.8% |
| Participation rate | 52.4% | 64.0%-11.6pp | 54.2%-1.8pp | 82.1%-29.7pp |
| Annual return | 14.55% | 120.57%-106.0pp | 87.30%-72.8pp | 478.82%-464.3pp |
| Employer contribution / active EE | $3,646 | $1,543+136.3% | $1,160+214.3% | $4,839-24.7% |
| Participant deferral / active EE | $7,577 | $2,870+164.0% | $2,145+253.2% | $6,342+19.5% |
| Admin fee / account holder | $1 | $4,547-100.0% | $3,380-100.0% | $12,315-100.0% |