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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,544 | $152,612+11.1% | $125,192+35.4% | $152,897+10.9% |
| Participation rate | 83.3% | 83.3%0pp | 79.8%+3.6pp | 82.5%+0.9pp |
| Annual return | 20.29% | 54.85%-34.6pp | 43.79%-23.5pp | 345.43%-325.1pp |
| Employer contribution / active EE | $6,438 | $4,947+30.1% | $3,866+66.5% | $4,764+35.2% |
| Participant deferral / active EE | $6,555 | $5,868+11.7% | $4,937+32.8% | $5,851+12.0% |
| Admin fee / account holder | $19,226 | $13,437+43.1% | $9,704+98.1% | $11,599+65.8% |