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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,879 | $144,130-77.9% | $117,860-73.0% | $147,585-78.4% |
| Participation rate | 55.6% | 83.4%-27.9pp | 79.7%-24.1pp | 82.8%-27.3pp |
| Annual return | 12.82% | 531.20%-518.4pp | 335.10%-322.3pp | 578.58%-565.8pp |
| Employer contribution / active EE | $1,981 | $4,897-59.5% | $3,786-47.7% | $4,876-59.4% |
| Participant deferral / active EE | $2,083 | $5,316-60.8% | $4,482-53.5% | $5,439-61.7% |
| Admin fee / account holder | $1,059 | $10,887-90.3% | $8,021-86.8% | $10,886-90.3% |