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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,995 | $103,393-6.2% | $87,103+11.4% | $152,909-36.6% |
| Participation rate | 85.7% | 79.4%+6.4pp | 76.9%+8.8pp | 82.5%+3.3pp |
| Annual return | 0.78% | 28.10%-27.3pp | 28.19%-27.4pp | 345.46%-344.7pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $14,428 | $4,778+201.9% | $4,049+256.4% | $5,851+146.6% |
| Admin fee / account holder | $11,235 | $12,195-7.9% | $7,491+50.0% | $11,601-3.1% |