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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,881 | $73,848-77.1% | $143,799-88.3% | $68,486-75.4% |
| Participation rate | 89.9% | 66.7%+23.2pp | 80.3%+9.5pp | 67.9%+22.0pp |
| Annual return | -18.14% | 0.91%-19.0pp | -0.04%-18.1pp | -7.85%-10.3pp |
| Employer contribution / active EE | $662 | $3,184-79.2% | $4,952-86.6% | $2,597-74.5% |
| Participant deferral / active EE | $3,393 | $3,385+0.3% | $5,638-39.8% | $4,028-15.7% |
| Admin fee / account holder | $466 | $5,755-91.9% | $14,677-96.8% | $5,404-91.4% |