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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,079 | $76,551-54.2% | $123,894-71.7% | $62,881-44.2% |
| Participation rate | 85.1% | 73.0%+12.1pp | 81.4%+3.7pp | 69.3%+15.8pp |
| Annual return | 10.18% | 18.68%-8.5pp | 47.52%-37.3pp | 20.14%-10.0pp |
| Employer contribution / active EE | $3,014 | $2,882+4.6% | $4,617-34.7% | $2,281+32.1% |
| Participant deferral / active EE | $4,470 | $4,840-7.6% | $5,984-25.3% | $3,203+39.5% |
| Admin fee / account holder | $424 | $4,826-91.2% | $8,357-94.9% | $4,296-90.1% |