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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $52,707 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,884 | $106,247-49.3% | $147,096-63.4% | $77,714-30.7% |
| Participation rate | 69.6% | 78.4%-8.8pp | 82.2%-12.6pp | 70.6%-1.0pp |
| Annual return | 21.30% | 56.87%-35.6pp | 419.75%-398.4pp | 31.26%-10.0pp |
| Employer contribution / active EE | $7,687 | $4,069+88.9% | $4,936+55.7% | $2,727+181.9% |
| Participant deferral / active EE | $7,952 | $7,996-0.5% | $8,071-1.5% | $4,649+71.0% |
| Admin fee / account holder | $92 | $338-72.7% | $13,005-99.3% | $433-78.7% |