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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $52,707 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,884 | $106,264-49.3% | $147,117-63.4% | $77,762-30.7% |
| Participation rate | 69.6% | 78.4%-8.9pp | 82.2%-12.6pp | 70.6%-1.0pp |
| Annual return | 21.30% | 56.94%-35.6pp | 420.54%-399.2pp | 31.27%-10.0pp |
| Employer contribution / active EE | $7,687 | $4,074+88.7% | $4,932+55.8% | $2,728+181.8% |
| Participant deferral / active EE | $7,952 | $8,003-0.6% | $8,065-1.4% | $4,651+71.0% |
| Admin fee / account holder | $92 | $334-72.3% | $12,993-99.3% | $433-78.6% |