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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $52,707 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,884 | $106,110-49.2% | $147,005-63.3% | $77,671-30.6% |
| Participation rate | 69.6% | 78.4%-8.8pp | 82.2%-12.6pp | 70.6%-1.0pp |
| Annual return | 21.30% | 56.77%-35.5pp | 418.76%-397.5pp | 31.21%-9.9pp |
| Employer contribution / active EE | $7,687 | $4,065+89.1% | $4,934+55.8% | $2,726+181.9% |
| Participant deferral / active EE | $7,952 | $7,992-0.5% | $8,070-1.5% | $4,648+71.1% |
| Admin fee / account holder | $92 | $338-72.6% | $13,006-99.3% | $430-78.5% |