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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,930 | $71,480-34.3% | $90,782-48.3% | $64,173-26.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 82.7%+17.3pp | 69.6%+30.4pp |
| Annual return | -3.34% | -4.25%+0.9pp | -3.42%+0.1pp | 7.63%-11.0pp |
| Employer contribution / active EE | $4,713 | $3,415+38.0% | $4,105+14.8% | $2,381+98.0% |
| Participant deferral / active EE | $4,970 | $4,302+15.5% | $5,366-7.4% | $3,470+43.2% |
| Admin fee / account holder | $611 | $6,309-90.3% | $5,908-89.7% | $4,887-87.5% |