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| Provider | Service type | Compensation |
|---|---|---|
ABBEY STREET LLC1 year Service code 27 · EIN 82-4772597 | Advisory (Plan) | $73,228 |
Service code 37 · EIN 04-2647786 | Loan Processing | $57,013 |
RSM US LLP2 years Service code 10 · EIN 42-0714325 | Accounting | $13,650 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,347 | $78,275+39.7% | $109,173+0.2% | $86,821+25.9% |
| Participation rate | 79.2% | 73.8%+5.4pp | 75.9%+3.3pp | 72.3%+6.9pp |
| Annual return | 10.82% | 19.14%-8.3pp | 25.75%-14.9pp | 97.94%-87.1pp |
| Employer contribution / active EE | $3,038 | $3,105-2.2% | $3,723-18.4% | $2,406+26.3% |
| Participant deferral / active EE | $5,829 | $3,641+60.1% | $4,654+25.2% | $4,132+41.1% |
| Admin fee / account holder | $436 | $198+119.7% | $6,755-93.5% | $170+157.1% |