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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,354 | $175,231+51.4% | $149,696+77.3% | $139,466+90.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.02% | 166.77%-157.7pp | 134.46%-125.4pp | 373.66%-364.6pp |
| Employer contribution / active EE | $16,442 | $5,478+200.1% | $4,821+241.1% | $4,754+245.9% |
| Participant deferral / active EE | $15,325 | $6,521+135.0% | $5,682+169.7% | $6,712+128.3% |
| Admin fee / account holder | $4,106 | $16,155-74.6% | $13,212-68.9% | $11,409-64.0% |