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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,289 | $183,592+70.1% | $155,567+100.7% | $145,959+114.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.44% | 61.24%-52.8pp | 64.74%-56.3pp | 561.95%-553.5pp |
| Employer contribution / active EE | $15,000 | $5,315+182.2% | $4,674+220.9% | $4,661+221.8% |
| Participant deferral / active EE | $15,013 | $6,464+132.2% | $5,628+166.8% | $6,689+124.5% |
| Admin fee / account holder | $5,472 | $19,318-71.7% | $15,916-65.6% | $13,398-59.2% |