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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,004 | $57,541-63.5% | $95,759-78.1% | $75,177-72.1% |
| Participation rate | 100.0% | 62.5%+37.5pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 13.17% | 34.93%-21.8pp | 28.42%-15.3pp | 160.75%-147.6pp |
| Employer contribution / active EE | $4,674 | $1,808+158.6% | $2,836+64.8% | $2,671+75.0% |
| Participant deferral / active EE | $1,796 | $3,074-41.6% | $4,244-57.7% | $4,126-56.5% |
| Admin fee / account holder | $493 | $4,099-88.0% | $5,678-91.3% | $5,651-91.3% |