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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,349 | $138,076+66.1% | $123,553+85.6% | $135,380+69.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.49% | 153.70%-163.2pp | 119.21%-128.7pp | 519.81%-529.3pp |
| Employer contribution / active EE | $98,699 | $5,152+1815.8% | $4,628+2032.6% | $4,779+1965.3% |
| Participant deferral / active EE | $115,660 | $6,800+1601.0% | $6,426+1699.9% | $5,609+1962.0% |
| Admin fee / account holder | $987 | $10,917-91.0% | $9,284-89.4% | $10,828-90.9% |