Retirement plan

LIVING COAST DISCOVERY CENTER 401(K) PROFIT SHARING PLAN & TRUST

Name: LIVING COAST DISCOVERY CENTER - LIVING COAST DISCOVERY CENTER 401(K) PROFIT SHARING PLAN & TRUST (2023) Form 5500
Creator: LIVING COAST DISCOVERY CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LIVING COAST DISCOVERY CENTER 401(K) PROFIT SHARING PLAN & TRUST, LIVING COAST DISCOVERY CENTER

LIVING COAST DISCOVERY CENTEREIN 33-0750177Plan #001PY 2023

1000 GUNPOWDER POINT DR - CHULA VISTA, CA 91910619-409-5900thelivingcoast.orgLinkedIn11-50 employeesmuseums and institutions

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$415K

+41.9% from 2022

Total participants

+18.5% from 2022

Average account balance

$29,638

-8.8% from 2022

Annual return

18.78%

+36.10 pp from 2022

Benchmarks

See 9,811 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort9,811 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$499K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

38.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$63K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.43%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2493

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2K

$86 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.602%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,638

$57,305-48.3%

$86,640-65.8%

$75,173-60.6%

Participation rate

37.9%

63.2%-25.3pp

71.7%-33.8pp

67.2%-29.3pp

Annual return

18.78%

2674.24%-2655.5pp

592.52%-573.7pp

160.72%-141.9pp

Employer contribution / active EE

$2,316-100.0%

$3,024-100.0%

$2,671-100.0%

Participant deferral / active EE

$2,334

$3,320-29.7%

$4,438-47.4%

$4,126-43.4%

Admin fee / account holder

$178

$4,116-95.7%

$5,616-96.8%

$5,651-96.8%

LIVING COAST DISCOVERY CENTER 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LIVING COAST DISCOVERY CENTER 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion