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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,094 | $99,079+107.0% | $78,002+162.9% | $273,972-25.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 5.52% | 217.93%-212.4pp | 425.99%-420.5pp | 41.46%-35.9pp |
| Employer contribution / active EE | $13,035 | $3,308+294.1% | $2,470+427.7% | $4,869+167.7% |
| Participant deferral / active EE | $7,195 | $4,306+67.1% | $3,497+105.8% | $5,287+36.1% |
| Admin fee / account holder | $1,060 | $8,954-88.2% | $5,481-80.7% | $10,133-89.5% |