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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,464 | $185,905-71.8% | $170,057-69.1% | $139,487-62.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.38% | 60.56%-43.2pp | 53.42%-36.0pp | 373.84%-356.5pp |
| Employer contribution / active EE | $7,995 | $7,597+5.2% | $6,790+17.7% | $4,755+68.2% |
| Participant deferral / active EE | $4,786 | $11,627-58.8% | $10,411-54.0% | $6,713-28.7% |
| Admin fee / account holder | $820 | $15,397-94.7% | $12,826-93.6% | $11,407-92.8% |