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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,783 | $100,938-47.7% | $90,461-41.7% | $158,982-66.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 18.05% | 1727.20%-1709.2pp | 1294.76%-1276.7pp | 302.99%-284.9pp |
| Employer contribution / active EE | $2,359 | $3,691-36.1% | $3,264-27.7% | $4,763-50.5% |
| Participant deferral / active EE | $4,770 | $4,350+9.7% | $3,964+20.3% | $5,983-20.3% |
| Admin fee / account holder | $1,182 | $6,510-81.8% | $5,617-79.0% | $11,252-89.5% |