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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,148 | $58,311-17.4% | $81,882-41.2% | $80,959-40.5% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 10.41% | 41.85%-31.4pp | 779.47%-769.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $3,373 | $2,347+43.7% | $2,916+15.7% | $2,757+22.3% |
| Participant deferral / active EE | $6,366 | $3,287+93.7% | $4,323+47.3% | $4,300+48.0% |
| Admin fee / account holder | $7,434 | $4,752+56.4% | $7,360+1.0% | $6,925+7.3% |