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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,925 | $65,555+208.0% | $86,216+134.2% | $75,173+168.6% |
| Participation rate | 92.0% | 60.5%+31.5pp | 69.0%+23.0pp | 67.2%+24.8pp |
| Annual return | 12.36% | 46.07%-33.7pp | 1169.42%-1157.1pp | 160.72%-148.4pp |
| Employer contribution / active EE | $9,834 | $1,553+533.1% | $2,382+312.9% | $2,671+268.2% |
| Participant deferral / active EE | $5,171 | $3,023+71.0% | $3,986+29.7% | $4,126+25.3% |
| Admin fee / account holder | $28,811 | $5,469+426.8% | $6,853+320.4% | $5,651+409.9% |