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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,613 | $148,629-33.0% | $135,982-26.7% | $139,487-28.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 25.66% | 79.33%-53.7pp | 68.32%-42.7pp | 373.84%-348.2pp |
| Employer contribution / active EE | $5,393 | $5,247+2.8% | $4,859+11.0% | $4,755+13.4% |
| Participant deferral / active EE | $4,838 | $8,102-40.3% | $7,760-37.7% | $6,713-27.9% |
| Admin fee / account holder | $5,375 | $12,406-56.7% | $10,767-50.1% | $11,407-52.9% |