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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,953 | $106,008-12.3% | $92,240+0.8% | $147,586-37.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 10.94% | 50.05%-39.1pp | 176.29%-165.4pp | 578.59%-567.7pp |
| Employer contribution / active EE | $6,089 | $4,333+40.5% | $3,680+65.5% | $4,876+24.9% |
| Participant deferral / active EE | $5,568 | $4,478+24.3% | $3,897+42.9% | $5,439+2.4% |
| Admin fee / account holder | $10,745 | $6,333+69.7% | $5,194+106.9% | $10,886-1.3% |