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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,953 | $88,672+159.3% | $105,223+118.5% | $82,448+178.9% |
| Participation rate | 68.4% | 67.9%+0.5pp | 75.0%-6.6pp | 68.1%+0.4pp |
| Annual return | 51.26% | 30.86%+20.4pp | 180.65%-129.4pp | 41.64%+9.6pp |
| Employer contribution / active EE | $1,772 | $3,048-41.8% | $3,689-51.9% | $2,551-30.5% |
| Participant deferral / active EE | $5,399 | $4,036+33.8% | $5,072+6.4% | $4,139+30.4% |
| Admin fee / account holder | $10,400 | $7,146+45.5% | $8,859+17.4% | $7,234+43.8% |