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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,953 | $105,284+118.4% | $150,734+52.6% | $94,015+144.6% |
| Participation rate | 68.4% | 71.7%-3.3pp | 78.4%-10.0pp | 70.8%-2.4pp |
| Annual return | 51.26% | 15.67%+35.6pp | 600.81%-549.5pp | 17.84%+33.4pp |
| Employer contribution / active EE | $1,772 | $3,599-50.7% | $4,918-64.0% | $2,790-36.5% |
| Participant deferral / active EE | $5,399 | $4,274+26.3% | $5,610-3.8% | $4,249+27.0% |
| Admin fee / account holder | $10,400 | $9,839+5.7% | $14,905-30.2% | $8,951+16.2% |