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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,352 | $131,835+133.9% | $108,582+184.0% | $273,972+12.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 6.15% | -91.57%+97.7pp | -51.70%+57.8pp | 41.46%-35.3pp |
| Employer contribution / active EE | $7,923 | $4,913+61.3% | $3,758+110.8% | $4,869+62.7% |
| Participant deferral / active EE | $6,201 | $5,127+20.9% | $4,311+43.9% | $5,287+17.3% |
| Admin fee / account holder | $8,070 | $10,253-21.3% | $7,645+5.6% | $10,133-20.4% |