Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,874 | $67,602-57.3% | $82,312-64.9% | $70,126-58.8% |
| Participation rate | 58.3% | 72.8%-14.4pp | 76.9%-18.6pp | 69.5%-11.2pp |
| Annual return | 13.55% | 21.57%-8.0pp | 25.88%-12.3pp | 73.15%-59.6pp |
| Employer contribution / active EE | $324 | $1,755-81.6% | $2,428-86.7% | $2,343-86.2% |
| Participant deferral / active EE | $1,385 | $2,987-53.6% | $3,706-62.6% | $3,332-58.4% |
| Admin fee / account holder | $846 | $4,512-81.3% | $5,608-84.9% | $4,645-81.8% |