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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,605 | $96,558+2.1% | $80,977+21.8% | $273,972-64.0% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 15.51% | 15.14%+0.4pp | 17.11%-1.6pp | 41.46%-25.9pp |
| Employer contribution / active EE | $2,006 | $4,869-58.8% | $3,715-46.0% | $4,869-58.8% |
| Participant deferral / active EE | $7,654 | $6,598+16.0% | $5,696+34.4% | $5,287+44.8% |
| Admin fee / account holder | $4,693 | $7,493-37.4% | $5,517-14.9% | $10,133-53.7% |