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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,989 | $104,953-30.5% | $84,637-13.8% | $152,909-52.3% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 11.03% | 373.94%-362.9pp | 258.82%-247.8pp | 345.46%-334.4pp |
| Employer contribution / active EE | $1,748 | $3,304-47.1% | $2,653-34.1% | $4,764-63.3% |
| Participant deferral / active EE | $5,667 | $4,691+20.8% | $3,900+45.3% | $5,851-3.2% |
| Admin fee / account holder | $497 | $6,244-92.0% | $4,914-89.9% | $11,601-95.7% |