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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,077 | $209,422-81.8% | $178,503-78.7% | $158,982-76.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 4.32% | 188.81%-184.5pp | 151.12%-146.8pp | 302.99%-298.7pp |
| Employer contribution / active EE | $4,095 | $5,707-28.3% | $5,011-18.3% | $4,763-14.0% |
| Participant deferral / active EE | $18,549 | $5,955+211.5% | $5,202+256.6% | $5,983+210.0% |
| Admin fee / account holder | $1,847 | $17,079-89.2% | $13,987-86.8% | $11,252-83.6% |