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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,200 | $113,941+304.8% | $94,229+389.4% | $125,389+267.8% |
| Participation rate | 0.0% | 82.9%-82.9pp | 78.8%-78.8pp | 83.2%-83.2pp |
| Annual return | -1.94% | 5.29%-7.2pp | 10.68%-12.6pp | 282.24%-284.2pp |
| Employer contribution / active EE | $35,978 | $4,727+661.1% | $3,587+903.0% | $4,866+639.3% |
| Participant deferral / active EE | $35,519 | $5,179+585.8% | $4,320+722.1% | $5,352+563.7% |
| Admin fee / account holder | $312 | $8,392-96.3% | $6,269-95.0% | $9,541-96.7% |