Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,264 | $61,391-52.3% | $149,723-80.5% | $71,529-59.1% |
| Participation rate | 38.1% | 62.5%-24.4pp | 78.8%-40.7pp | 67.9%-29.8pp |
| Annual return | 18.57% | 35.88%-17.3pp | 134.50%-115.9pp | 28.97%-10.4pp |
| Employer contribution / active EE | $237 | $2,384-90.1% | $4,821-95.1% | $2,590-90.9% |
| Participant deferral / active EE | $1,745 | $2,921-40.3% | $5,682-69.3% | $4,291-59.3% |
| Admin fee / account holder | $3,200 | $1,264+153.2% | $13,215-75.8% | $1,588+101.5% |