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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,055 | $106,918-72.8% | $84,021-65.4% | $152,897-81.0% |
| Participation rate | 75.0% | 75.2%-0.2pp | 69.0%+6.0pp | 82.5%-7.5pp |
| Annual return | 5.39% | 105.01%-99.6pp | 71.32%-65.9pp | 345.43%-340.0pp |
| Employer contribution / active EE | $5,594 | $2,735+104.5% | $1,984+182.0% | $4,764+17.4% |
| Participant deferral / active EE | $8,663 | $4,012+115.9% | $3,239+167.5% | $5,851+48.1% |
| Admin fee / account holder | $28,883 | $8,288+248.5% | $6,102+373.4% | $11,599+149.0% |