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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,113 | $81,668-55.8% | $58,507-38.3% | $139,487-74.1% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 20.10% | 7430.07%-7410.0pp | 4252.32%-4232.2pp | 373.84%-353.7pp |
| Employer contribution / active EE | $4,319 | $1,398+209.0% | $1,053+310.0% | $4,755-9.2% |
| Participant deferral / active EE | $6,949 | $2,554+172.2% | $1,922+261.5% | $6,713+3.5% |
| Admin fee / account holder | $2,283 | $3,212-28.9% | $2,486-8.2% | $11,407-80.0% |