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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,077 | $154,193-95.4% | $130,045-94.6% | $139,466-94.9% |
| Participation rate | 92.9% | 82.0%+10.9pp | 78.5%+14.4pp | 80.3%+12.5pp |
| Annual return | 17.94% | 32.51%-14.6pp | -137.30%+155.2pp | 373.66%-355.7pp |
| Employer contribution / active EE | $1,363 | $5,292-74.2% | $4,321-68.4% | $4,754-71.3% |
| Participant deferral / active EE | $1,714 | $6,709-74.5% | $5,820-70.6% | $6,712-74.5% |
| Admin fee / account holder | $602 | $13,989-95.7% | $10,600-94.3% | $11,409-94.7% |