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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,542 | $109,967-43.1% | $97,197-35.7% | $145,877-57.1% |
| Participation rate | 93.8% | 76.0%+17.8pp | 72.7%+21.1pp | 80.3%+13.4pp |
| Annual return | 25.13% | 244.27%-219.1pp | 75.47%-50.3pp | 551.28%-526.2pp |
| Employer contribution / active EE | $7,044 | $3,077+129.0% | $2,723+158.7% | $4,663+51.1% |
| Participant deferral / active EE | $10,166 | $4,676+117.4% | $4,263+138.4% | $6,691+51.9% |
| Admin fee / account holder | $5,569 | $6,199-10.2% | $5,637-1.2% | $13,402-58.4% |