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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,542 | $110,093-43.2% | $97,295-35.7% | $145,897-57.1% |
| Participation rate | 93.8% | 75.9%+17.8pp | 72.7%+21.1pp | 80.3%+13.4pp |
| Annual return | 25.13% | 244.76%-219.6pp | 75.62%-50.5pp | 552.29%-527.2pp |
| Employer contribution / active EE | $7,044 | $3,077+128.9% | $2,723+158.7% | $4,663+51.1% |
| Participant deferral / active EE | $10,166 | $4,678+117.3% | $4,264+138.4% | $6,689+52.0% |
| Admin fee / account holder | $5,569 | $6,212-10.4% | $5,646-1.4% | $13,390-58.4% |