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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,734 | $157,304-58.2% | $141,197-53.4% | $152,909-57.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.24% | 64.34%-49.1pp | 71.41%-56.2pp | 345.46%-330.2pp |
| Employer contribution / active EE | $13,898 | $5,263+164.1% | $4,736+193.4% | $4,764+191.7% |
| Participant deferral / active EE | $11,767 | $7,111+65.5% | $6,710+75.4% | $5,851+101.1% |
| Admin fee / account holder | $4,080 | $12,126-66.4% | $10,265-60.2% | $11,601-64.8% |