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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,858 | $110,212+177.5% | $96,534+216.8% | $139,466+119.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 15.24% | 26.42%-11.2pp | 25.88%-10.6pp | 373.66%-358.4pp |
| Employer contribution / active EE | $2,433 | $3,620-32.8% | $2,965-17.9% | $4,754-48.8% |
| Participant deferral / active EE | $6,710 | $5,547+21.0% | $4,851+38.3% | $6,7120% |
| Admin fee / account holder | $2,074 | $11,599-82.1% | $8,253-74.9% | $11,409-81.8% |