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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,351 | $95,917-78.8% | $79,583-74.4% | $134,545-84.9% |
| Participation rate | 66.7% | 75.0%-8.4pp | 69.5%-2.8pp | 81.2%-14.6pp |
| Annual return | 0.25% | -2.70%+3.0pp | 0.16%+0.1pp | 418.37%-418.1pp |
| Employer contribution / active EE | $1,890 | $3,129-39.6% | $2,414-21.7% | $4,742-60.1% |
| Participant deferral / active EE | $0 | $4,694-100.0% | $3,986-100.0% | $6,401-100.0% |
| Admin fee / account holder | $32,792 | $9,132+259.1% | $6,835+379.7% | $11,431+186.9% |