See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RJ PATTERSON CAPITAL INVESTMEN Service code 26 402 W BROADWAY #2500 · SAN DIEGO, CA 92101 | Advisory (Participants) | $8,324 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,129 | $59,584-78.0% | $86,874-84.9% | $79,386-83.5% |
| Participation rate | 55.9% | 67.7%-11.7pp | 71.6%-15.7pp | 70.7%-14.8pp |
| Annual return | 14.83% | 23.15%-8.3pp | 63.52%-48.7pp | 116.85%-102.0pp |
| Employer contribution / active EE | $817 | $1,768-53.8% | $2,495-67.3% | $2,427-66.4% |
| Participant deferral / active EE | $2,148 | $3,036-29.3% | $3,699-41.9% | $4,046-46.9% |
| Admin fee / account holder | $119 | $604-80.3% | $5,828-98.0% | $626-81.0% |