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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,940 | $160,070-30.1% | $147,117-23.9% | $145,897-23.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.30% | 98.69%-79.4pp | 420.54%-401.2pp | 552.29%-533.0pp |
| Employer contribution / active EE | $2,568 | $5,285-51.4% | $4,932-47.9% | $4,663-44.9% |
| Participant deferral / active EE | $5,446 | $8,419-35.3% | $8,065-32.5% | $6,689-18.6% |
| Admin fee / account holder | $5,084 | $15,035-66.2% | $12,993-60.9% | $13,390-62.0% |