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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,358 | $167,362+193.0% | $143,799+241.0% | $134,532+264.5% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -21.85% | 0.47%-22.3pp | -0.04%-21.8pp | 418.27%-440.1pp |
| Employer contribution / active EE | $14,997 | $5,620+166.8% | $4,952+202.8% | $4,741+216.3% |
| Participant deferral / active EE | $7,231 | $6,447+12.2% | $5,638+28.3% | $6,401+13.0% |
| Admin fee / account holder | $90,025 | $18,094+397.5% | $14,677+513.4% | $11,429+687.7% |