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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,660 | $72,404+15.5% | $110,243-24.1% | $64,173+30.4% |
| Participation rate | 97.7% | 73.3%+24.4pp | 79.8%+17.9pp | 69.6%+28.2pp |
| Annual return | -8.72% | -6.29%-2.4pp | 314.76%-323.5pp | 7.63%-16.4pp |
| Employer contribution / active EE | $4,849 | $2,282+112.5% | $3,827+26.7% | $2,381+103.7% |
| Participant deferral / active EE | $3,176 | $3,469-8.4% | $4,672-32.0% | $3,470-8.5% |
| Admin fee / account holder | $2,707 | $5,664-52.2% | $8,548-68.3% | $4,887-44.6% |