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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,575 | $95,959+95.5% | $97,411+92.6% | $138,895+35.0% |
| Participation rate | 84.6% | 81.8%+2.8pp | 80.4%+4.2pp | 79.9%+4.7pp |
| Annual return | 19.15% | 29.30%-10.1pp | 34.72%-15.6pp | 145.39%-126.2pp |
| Employer contribution / active EE | $2,397 | $4,278-44.0% | $4,210-43.1% | $4,194-42.9% |
| Participant deferral / active EE | $1,532 | $5,876-73.9% | $5,886-74.0% | $6,396-76.1% |
| Admin fee / account holder | $2,175 | $7,555-71.2% | $7,145-69.6% | $12,562-82.7% |